Start 7-day free trial
thumbnail_image

How to Take Payments with Atoa: A Quick and Easy Guide

Wave away the old-fashioned hassles of carrying cash or debit cards, and say hello to a seamless, secure, and exciting payment experience using just a smartphone! Atoa is a cutting-edge cardless instant bank pay app redefining how UK businesses take payments. 

This straightforward guide will educate you on how we simplify business payments. Whether you’re a business owner seeking a smoother transaction process or a customer looking for a fair and hassle-free way to pay, Atoa has got you covered. So buckle up and prepare for the payment revolution.

Take seamless instant payments

Paying by card has become the norm, but can you imagine a future without using them? 

We can. 

This isn’t just another app—it’s a game-changer! There’s no need to fumble for debit cards anymore. We offer a cardless solution that’s fair for businesses and easy for customers to use, so you can enjoy the simplicity of taking instant payments in just a few taps. For businesses, this means smoother checkouts, happier customers, and more time to do things you love.

Ways to take payments with Atoa

Take payments using QR codes

Read more about taking QR code payments here.

The benefits of going cardless

Fast: No extra hardware is required to pay, just a smartphone! Create an account in minutes and use our instant payment service without hassle. There’s no need for card machines, and you get your funds within seconds.

Fair: Low fees are our bread and butter. By removing card processors, we can offer a maximum fee of 0.6% per transaction, billed monthly. You did the hard work. You deserve the reward.

Secure: Biometric security confirms payments in the customer’s banking app. This reduces customer disputes and the potential for withdrawing funds from your account, meaning you can be paid safely without the risk of chargeback fees.

Atoa is easy to integrate into your business

Take payments in your coffee shop with Atoa.

Are you thinking, “Atoa sounds wonderful, but how do I set it up?”

Taking payments has never been easier. From enhancing security to improving checkout experiences, Atoa empowers businesses and customers at every transaction step. Embrace the future of payment processing to unlock new possibilities for your business.

Frequently asked questions

Is Atoa safe and secure for transactions?

Atoa carries out all transactions with permission from the consumer’s banking app, also known as account-to-account payments. Your bank details are protected throughout the payment process, ensuring a secure experience for all users. Additionally, businesses benefit from extra protection from chargeback risk as Atoa’s security features offer higher protection from unauthorised use, such as lost or stolen contactless cards.

How can I integrate Atoa into my online store or website?

We now offer an Atoa WooCommerce plugin for WordPress, giving you the same fast, fair, secure payments you know and love. Visit our Knowledge Hub or contact our support team for step-by-step instructions on adding the plugin Atoa to your website.

What happens if I encounter any issues?

Our dedicated UK support team is here to assist you. Contact support at hello@paywithatoa.co.uk or start a live chat in your Atoa app.

Where can I download the app?

Download the Atoa app for Android and iOS devices from your smartphone app store and get 14 days of completely free transactions. Search for “Atoa – Instant Bank Pay” or follow the banner below to get started! After that, you’ll be billed monthly at 0.6% of your successful transactions. 

Contact our support team for further assistance, or book a live demo video call here.

Can’t pay fairer than that!

Join Atoa now and get 7 days of free transactions.

Atoa is the low-cost alternative to card machines, enabling you to take payment from your customers in-store, on the move or via SMS and WhatsApp.

Learn More

Related Posts

Atoa Business

Online Payment Methods in the UK: A Guide for Business Owners

Atoa Business

Contactless Payments in Restaurants: Your Handy Guide for 2024

Atoa Business

Your Guide to Automated Payment Systems

Atoa Business

Accountancy App Integration: A Step-by-Step Guide

Atoa Business

Understanding UK Payment Regulations

Atoa Business

QR Codes for Hospitality: How They Work

Atoa Business

How to Accept Credit Card Payments Without a Merchant Account

Atoa Business

What Is Retail? Get To Know The Basics

Atoa Business

How to Register a UK Business - A Handy Guide

Atoa Business

Local Businesses: Strategies For Success

Atoa Business

Card Payments vs. Cardless Payments: Which is Right for You?

Atoa Business

How to use QR Code Payments on Atoa Business

Atoa Business

The Best Card Machine Providers for UK Businesses

Atoa Business

Car Dealership Payments: Take the Easy Route

Atoa Business

Keep Your Jewellery Store Payments Secure

Atoa Business

A Cardless Payment App for Tradespeople | Atoa Business

Atoa Business

Open Banking for Small Businesses: An Introduction

Atoa Business

Vape Store Payments: We're Here to Help

Atoa Business

Open Banking vs Card Payments: Who Wins?

Atoa Business

Card Machines: Hidden Costs and How to Avoid Them

Atoa Business

How to Take Tips on Atoa (and Earn More Money!)

Atoa Business

How To Use Payment Links: A Beginner's Guide

Atoa Business

What is POS and How Can it Transform Businesses in 2024?

Atoa Business

How to Add Employees to Atoa

Atoa Business

Digital Payments: A Step Forward for UK Businesses

Atoa Business

How To Add Multiple Businesses and Locations to Atoa Business

Atoa Business

Small Business Payment Processing Costs in the UK: How to Reduce Them

Atoa Business

Booksy Users: Are You Missing Out on Atoa?

Atoa Business

Give Hair and Beauty Payments a Glow-Up

Atoa Business

Pay with Phone: No Cash, No Cards, No Problem!

Atoa Business

How to Scan A QR Code: A Step-by-Step Guide

Atoa Business

The 10 Best Restaurant POS Systems in the UK for 2024

Atoa Business

Choosing a Mobile Payment App for Your UK Business

Fancy a quick chat?

Got questions about joining Atoa? Just enter your phone number below and our UK-based Customer Success Team will give you a bell.
*Providing your phone number gives us permission to call you for sales purposes.