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It’s an exciting time of growth for the beauty and aesthetics industry, which is predicted to be worth a whopping 124 billion dollars globally by 2027. However, If you’re part of this world, you’ll know that managing health and beauty payments can sometimes take the fun out of it. There’s so much to consider, whether charging for no-shows, taking deposits or dealing with high processing fees and clearing.
Our solution cuts through the faff and is easy to use! Atoa Business is a secure FCA-licensed service that connects to customers’ existing mobile banking app to enable an account-to-account payment, instantly arriving in your business account.

But what can it do differently for my hair and beauty payments process?
Improve cash flow. When customers pay with Atoa, funds arrive instantly into your business’s bank account, reducing the time spent waiting for funds. This is helpful when you need to buy expensive stock ahead of treatments.
Reduce costs. Traditional payment methods, such as credit and debit cards, come with high transaction fees (sometimes up to 2%!) and hidden nasties like long contracts. We boast an unbeatable maximum transaction fee of 0.7% without any contracts or service fees, which will help your business save money without extra effort. Click here for an idea of how much!
Take payment here, there, and everywhere. It’s easy to take QR code payments wherever you are, especially running a mobile beauty business. SMS and WhatsApp payment also allow you to send deposit requests before treatment or collect no-shows and last-minute cancellations fees.
Watch the video below to learn how The Beauty Wardrobe in Bradford experienced a 60-80% upturn in deposits after adding payment links to their payment flow.
Improve customer satisfaction. Customers often prefer convenient and secure payment methods, and guess what? Our app has them both figured out. Our instant payment methods are easy to encourage with customers who are loyal and therefore appreciate your services.
So, if you’re running a salon, Atoa is the perfect way to manage your hair and beauty payments. You will save time, money, and hassle. Download the app today, and we’ll give you 7 days of completely free payments as thanks for choosing us.
Do you need a little TLC or a quick chat about how Atoa works? Book a 15-minute call with Ivo by clicking the banner below or scanning the QR code.

Frequently asked Questions
How can salons take deposits to reduce no-shows?
Salons can take deposits by sending a payment request by SMS or WhatsApp before the appointment, so the client pays a small amount to secure the booking. That financial commitment makes clients far more likely to attend, and the same approach collects no-show and cancellation fees after the event. With Atoa the deposit is approved in the client’s banking app and lands instantly.
What are the best payment options for hair and beauty businesses?
The best options for hair and beauty businesses combine Pay by Bank and card payments, taken by QR code in the chair or by SMS and WhatsApp for deposits and remote requests. Pay by Bank settles instantly with lower fees, which suits mobile beauty businesses and busy salons. Atoa brings both together in one FCA-authorised app with no contract.
How do QR code payments work in a salon?
In a salon, QR code payments work by showing the client a code on your phone or at reception, which they scan to approve payment in their banking app. The amount can be set in advance, so there is no manual entry, and funds arrive in your business account in seconds. It is quick at the point of checkout and needs no card machine.
Are Pay by Bank fees lower than card fees for salons?
Yes, Pay by Bank fees are lower than card fees for salons. Atoa’s Pay by Bank fees start from 0.6% plus VAT, up to 50% lower than typical card fees, with card payments from 1.3%. There are no contracts or machine rental, and instant settlement improves cash flow for buying stock ahead of busy treatment days.