How QR code payments work
Enter the amount due
Merchant enters the payment amount in their Atoa Business app to generate a QR code
Scan the QR code
Customer scans the QR code with their phone and selects their bank app from the list
Approve the transaction
Customer approves the payment in their bank app with face or fingerprint ID
Pay using any UK bank app
Atoa allows your customers to pay on the move with instant bank transfers. Atoa supports all UK high street banks and neobanks such as Monzo, Revolut and Starling. Transactions are secure and processed within the customer’s mobile banking app.
Payment fees up to 70% lower than cards
Accepting payments via debit or credit cards in the UK is a minefield – acquiring fees, interchange fees, service fees, hardware fees – it is difficult to understand how much you are paying.
Atoa only charges you when you get paid. No sneaky fees.
Get paid where your customer is
No more running back to the till! With Atoa QR codes, you can collect secure payments and tips from anywhere. In just a few taps, your customer can scan the QR code and pay with their phone. It’s that easy.
Forget about the hassle of card machines, unreliable Wi-Fi, or tripping over cables. Atoa QR codes are the perfect solution for businesses that want to collect fast, fair and secure payments.
UK-based care when you need it
Our dedicated UK-based customer service team are always happy to help! We’re committed to delivering a smooth payment experience, ensuring transparent pricing and service when you need it most. This commitment is evident in our five-star reviews and happy merchants.
With Atoa, we’ve totally cut out the card companies fees
This has saved me a tonne of money
Atoa is a great alternative to cards.
Atoa helps with cashflow alot… I am so so grateful.
Fancy a quick chat?
Got questions about joining Atoa? Just enter your phone number below and our UK-based Customer Success Team will give you a bell.