Explore our Add-ons
Unlock extra features and integrations to grow your business with optional Add-ons. Enjoy the benefits of our Basic plan including unbeatably low transaction fees. You can cancel or adjust your plan anytime.
Want to choose your Add-ons later? No problem. We’ll add it to your monthly bill when you subscribe.
*Excluding VAT
Basic
Free
Growth
£19/per location/month*
Advanced
£59/per location/month*
Custom
Designed by you
Features
In store payments & links
Accept instant payments from customers using QR codes and payment links.
App and Dashboard Access
Get access to the Atoa Business smartphone app and dashboard on your desktop.
Instant payout
Get paid instantly from your customer’s bank app.
Collect tips
Collect tips from customers during payment.
Add notes to bank statements
Add notes to payments that will appear on your bank statements to easily identify transactions.
Multiple bank accounts
Accept payments into different bank accounts.
Custom staff access
Set which features each of your team members can access.
Automated payment reminders
Send payment reminders by SMS or email to help customers remember to pay on time.
Add-ons
Collect Google Reviews
Request feedback after customers pay. 4 and 5-star reviews go to Google, any below are stored privately in your dashboard.
Custom branded checkout
Add your own brand identity to checkout, including logos and colour schemes.
Monthly bulk payments
Send bulk payment links, track paid and unpaid links
Custom/Brand SMS name
Ensure your payment SMS reflects your brand identity
Integrations
Xero
Accept low fee, instant payments from customers bank app directly from Xero invoices.
Quickbooks
Accept low fee, instant payments from customers bank app directly from QuickBooks invoices.
Sage
Accept low fee, instant payments from customers bank app directly from Sage invoices.
PointOne
Accept instant hospitality payments using QR code receipts, synced with your pointOne EPoS.
TillTech
Accept instant hospitality payments using QR code receipts, synced with your TillTech EPOS.
Magento
Accept instant e-commerce payments on your website.
EPOS Now
Accept instant hospitality payments using QR code receipts, synced with your Epos Now system.
Tevalis
Accept instant hospitality payments using QR code receipts, synced with your Tevalis EPOS.
Woo Commerce
Instant e-commerce payments from Atoa, designed for WordPress sites.
*Excluding VAT
Features
In store payments & links
Accept instant payments from customers using QR codes and payment links.
App and Dashboard Access
Get access to the Atoa Business smartphone app and dashboard on your desktop.
Instant payout
Get paid instantly from your customer’s bank app.
Collect tips
Collect tips from customers during payment.
Add notes to bank statements
Add notes to payments that will appear on your bank statements to easily identify transactions.
Multiple bank accounts
Accept payments into different bank accounts.
Custom staff access
Set which features each of your team members can access.
Automated payment reminders
Send payment reminders by SMS or email to help customers remember to pay on time.
Add-ons
Collect Google Reviews
Request feedback after customers pay. 4 and 5-star reviews go to Google, any below are stored privately in your dashboard.
Custom branded checkout
Add your own brand identity to checkout, including logos and colour schemes.
Monthly bulk payments
Send bulk payment links, track paid and unpaid links
Custom/Brand SMS name
Ensure your payment SMS reflects your brand identity
Integrations
Xero
Accept low fee, instant payments from customers bank app directly from Xero invoices.
Quickbooks
Accept low fee, instant payments from customers bank app directly from QuickBooks invoices.
Sage
Accept low fee, instant payments from customers bank app directly from Sage invoices.
PointOne
Accept instant hospitality payments using QR code receipts, synced with your pointOne EPoS.
TillTech
Accept instant hospitality payments using QR code receipts, synced with your TillTech EPOS.
Magento
Accept instant e-commerce payments on your website.
EPOS Now
Accept instant hospitality payments using QR code receipts, synced with your Epos Now system.
Tevalis
Accept instant hospitality payments using QR code receipts, synced with your Tevalis EPOS.
Woo Commerce
Instant e-commerce payments from Atoa, designed for WordPress sites.
Features
In store payments & links
Accept instant payments from customers using QR codes and payment links.
App and Dashboard Access
Get access to the Atoa Business smartphone app and dashboard on your desktop.
Instant payout
Get paid instantly from your customer’s bank app.
Collect tips
Collect tips from customers during payment.
Add notes to bank statements
Add notes to payments that will appear on your bank statements to easily identify transactions.
Multiple bank accounts
Accept payments into different bank accounts.
Custom staff access
Set which features each of your team members can access.
Automated payment reminders
Send payment reminders by SMS or email to help customers remember to pay on time.
Add-ons
Collect Google Reviews
Request feedback after customers pay. 4 and 5-star reviews go to Google, any below are stored privately in your dashboard.
Custom branded checkout
Add your own brand identity to checkout, including logos and colour schemes.
Monthly bulk payments
Send bulk payment links, track paid and unpaid links
Custom/Brand SMS name
Ensure your payment SMS reflects your brand identity
Integrations
Xero
Accept low fee, instant payments from customers bank app directly from Xero invoices.
Quickbooks
Accept low fee, instant payments from customers bank app directly from QuickBooks invoices.
Sage
Accept low fee, instant payments from customers bank app directly from Sage invoices.
PointOne
Accept instant hospitality payments using QR code receipts, synced with your pointOne EPoS.
TillTech
Accept instant hospitality payments using QR code receipts, synced with your TillTech EPOS.
Magento
Accept instant e-commerce payments on your website.
EPOS Now
Accept instant hospitality payments using QR code receipts, synced with your Epos Now system.
Tevalis
Accept instant hospitality payments using QR code receipts, synced with your Tevalis EPOS.
Woo Commerce
Instant e-commerce payments from Atoa, designed for WordPress sites.
*Excluding VAT
Instant Xero payments
Save up to 50% on payment fees
Need help choosing your plan?
Our UK-based sales team are here to help
Frequently asked questions
Email us at hello@paywithatoa.co.uk to get in touch
When you register for Atoa, you will automatically be using our free ‘Basic’ plan. When a customer pays your business using Atoa, you receive the full payment amount instantly. We don’t hold any of your funds. Instead, your business will be charged the rate agreed on its account (starting at 0.7% per transaction for a small business) or 30p each month, whichever number is higher. The 30p charge is paid directly to Stipe to maintain your Direct Debit. Atoa offers significantly lower processing fees for businesses transacting over £1 million a year. Please contact us to learn more.
With Atoa, when a customer pays you, the full amount is paid into your bank account within seconds. We recommend setting up a direct debit to cover monthly transaction fees on Atoa. This way, your bill is paid automatically each month, helping you keep your cash flow smooth and your accounting simple.
All we charge is our unbeatably low transaction rates. If you choose to use Growth or Advanced add-ons then you’ll pay a monthly fee for those but they can be cancelled anytime. There are no monthly service fees or sneaky contracts with Atoa and our pricing remains simple and transparent.
Atoa is free from hardware or rental costs. All you need is our smartphone app or dashboard on your desktop to accept payments. When you complete sign up, we will send you an Atoa welcome pack with a QR stand for your business to get you up and running.
Our free Basic plan is an easy way to accept low-fee instant payments for small businesses without any extra costs. If your business has a growing team or needs access to more features such as Google Reviews or custom roles for staff, the Growth and Advanced add-ons might be what you’re looking for.
Read the pricing page above to find out what each add-on offers under their monthly fee.
You can view your monthly statements by opening your Atoa app, selecting My Account, clicking Billing and Billing History, and then selecting the month you want to view. This will display any recent payments and estimated charges. Fees are collected by direct debit once a month.
If you’re on our Basic plan you only pay a percentage of your transactions billed monthly, or a 30p minimum charge to cover your direct debit with Stripe, whichever is higher.
This article explains how to delete your Atoa account.