Switch From Vyne to Atoa Without Disruption

If you’re a Vyne customer, you’ve likely heard the news: Vyne is shutting down its UK operations. We understand that this means uncertainty for your car dealership, but the good news is there’s an even better alternative ready for you—Atoa!

Atoa provides seamless, low-cost, and instant account-to-account (A2A) payment solution, just like Vyne—but with even more benefits, greater reliability, and a commitment to long-term growth. Switching is quick, easy, and ensures your business keeps running smoothly.

Atoa vs Vyne: A smarter choice for your car dealership

Here’s how Atoa stacks up:

• Self sign-up in under five minutes: Get started with our easy sign-up process—no lengthy forms or complicated setups.
• Instant settlement: Your funds are available immediately, so you can manage your cash flow without delays.
• Robust security: Strong biometric authentication will keep your payments secure.
• Custom SMS and checkout branding: Keep your brand front and centre with personalised SMS notifications and checkout pages that reflect your unique identity.
• Google reviews collection and moderation: Enhance your online presence by easily collecting customer reviews and managing them through our platform.
• Pending payments handling: See real-time updates to both the customer and the staff while the payment processes, in case a customer’s bank holds a car payment.
• Easy integration with accounting software: Works seamlessly with popular accounting software like Xero, Sage, and QuickBooks.
• Real-time notifications: Stay informed with instant updates on transaction statuses, so you always know what’s happening with your payments.

Atoa is already trusted by 500+ UK car dealerships. It’s a modern alternative to outdated card payments and bank transfers.

Switching is easy

Making the switch to Atoa is simple. All you need to do is send your recent card statements and monthly indicative bank transfer volumes to hello@paywithatoa.co.uk, and we’ll provide you with a competitive quote tailored to your needs. Setting up your account takes just five minutes!

Atoa is here to stay

We’re not just another payment solution; we’re backed by the investors behind Xero, Monzo and Wise and our excellent ratings reflect our dedication to providing superior products and services. Plus, we’re FCA authorised, ensuring that you’re working with a reliable and regulated partner.

Don’t wait for Vyne’s shutdown to impact your business. Switch to Atoa today and ensure your payments are seamless, secure and future-proof. Atoa offers a straightforward setup process that will get you up and running quickly.

If you have any questions or need assistance, our UK-based care team is here to help.

You can even try our service for 7 days at no cost—no strings attached. Switching from Vyne to Atoa doesn’t just make sense—it’s the smart move for your business.

Frequently asked Questions

Why is Vyne closing in the UK?

Vyne has announced it is winding down its UK operations, so its account-to-account payment service will no longer be available to UK businesses. This is a business decision by Vyne, and affected merchants need an alternative to keep taking Pay by Bank payments. Atoa provides a direct account-to-account alternative with no disruption to how you get paid.

How do I switch from Vyne to Atoa?

To switch from Vyne to Atoa, send your recent card statements and monthly bank transfer volumes to hello@paywithatoa.co.uk for a tailored quote, then complete the self sign-up. Setup takes about five minutes, with no contract and no machine rental. You can start with a 7-day free trial.

What are account-to-account (A2A) payments?

Account-to-account (A2A) payments move money directly from the customer’s bank account to the merchant’s bank account, without card networks in between. Also known as Pay by Bank or open banking payments, they settle in seconds via Faster Payments and carry no chargebacks. Atoa uses A2A payments so businesses pay lower fees than card processing.

How long does Atoa onboarding take?

Atoa onboarding takes about five minutes through self sign-up, with no lengthy forms. Once your account is set up you can start taking payments straight away, and there is no contract or machine rental. New businesses get a 7-day free trial.