Pay by Bank for Magento 2 (Adobe Commerce)
The easier way to take payments on Magento. Pay by Bank and cards at checkout, automatic order sync, and a UK team to help you get set up.
Add Atoa to Magento
in three steps
Install the integration
Add Atoa to your Magento (Adobe Commerce) store, or connect through our API and SDKs for a custom or headless build.
Switch it on at checkout
Pay by Bank and card appear as payment options for your shoppers, alongside the payment methods you already offer.
Get paid and reconcile
Orders sync automatically. Pay by Bank payments land in your account the next day, every day.
Learn more about online checkouts and Pay by Bank.
Why Magento
merchants use Atoa
Lower fees per order, faster settlement, and no more manually matching payments. Here is what changes when you add Atoa to your checkout.
Lower fees on every order
Pay by Bank costs 0.6% + VAT plus 20p per online transaction, which is typically lower than card processing fees.
Faster settlement on Pay by Bank
Pay by Bank lands in your account next day, every day. Cards settle within two business days. Either way, faster than most payment setups.
Automatic reconciliation
Payments match to orders in your Atoa dashboard, so there is less manual checking at the end of the day.
No chargebacks on Pay by Bank
Pay by Bank payments are approved in the shopper’s bank app, so there is nothing to dispute later.
Cards too
Accept Visa, Mastercard, American Express, Apple Pay and Google Pay alongside Pay by Bank. This gives shoppers the flexibility to choose how they want to pay.
Built for your stack
Use Atoa’s APIs and SDKs to add payments to a custom Magento build or headless setup. See the developer docs at docs.atoa.me. Atoa handles the payments and works alongside the rest of your Magento store.
A trusted partner
for businesses in the UK
See how much you could save with Atoa
- Up to 50% lower payment fees
- Faster access to funds
- One platform for modern payments
ISO-27001 and SOC2 Secure
Security backed by UK banks
Authorised by the FCA
Schedule a quick chat with our team!
Select your preferred time, and our team will give you a short demonstration of how Atoa can work for your business. Book a call
Book a callInstall Atoa’s e-commerce integration on your Magento store via the Adobe Commerce Marketplace, or connect using our API and SDKs. Once set up, Pay by Bank and card appear at checkout, orders sync automatically, and you manage refunds from your Atoa dashboard.
Yes. Atoa is available on the Adobe Commerce Marketplace. You can also connect through our API and SDKs for custom or headless builds. The extension is compatible with Adobe Commerce Cloud v2.4 and Magento v2.4. If you need more information, reach out to us at hello@paywithatoa.co.uk.
Pay by Bank starts at 0.6% + VAT plus 20p per online transaction. Card payments start at 1.3% for UK debit and credit cards.
*Card rates vary based on card type, business size and average transaction value. Business cards and American Express typically attract higher rates.
Yes. You can refund Magento payments from your Atoa dashboard.
Yes. Atoa Payments Limited is authorised by the Financial Conduct Authority (FRN #1007647), and is ISO 27001 and SOC 2 certified.
