Built for modern
online checkouts
How Atoa works
in online checkouts
Atoa plugs directly into your existing online checkout system. No rebuild required, just a simple switch of payment provider for both Pay by Bank and card payments. Choose the integration that fits your stack and start collecting payments at lower fees and with better financial reporting.
Add Atoa to your checkout
Plug into your website checkout system via SDKs or native plugins for WordPress, WooCommerce, Shopify, and Magento.
Customers choose how they pay
Shoppers see both online checkout options, Pay by Bank or card, and choose what works for them.
You get paid with clear visibility
Every payment checkout is confirmed instantly, tracked in one place, and automatically reconciled in your dashboard.
Add Atoa to your checkout
Plug into your website checkout system via SDKs or native plugins for WordPress, WooCommerce, Shopify, and Magento.
Customers choose how they pay
Shoppers see both online checkout options, Pay by Bank or card, and choose what works for them.
You get paid with clear visibility
Every payment checkout is confirmed instantly, tracked in one place, and automatically reconciled in your dashboard.
Reach customers across every online channel
Custom checkout APIs and SDKs
Embed payments into your own checkout with developer-friendly SDKs and APIs.
Learn more
Checkout integrations
Enable Pay by Bank and cards directly on your checkout page inside WordPress, WooCommerce, Shopify and Magento.
Explore all integrations
Custom checkout APIs and SDKs
Embed payments into your own checkout with developer-friendly SDKs and APIs.
Learn more
Checkout integrations
Enable Pay by Bank and cards directly on your checkout page inside WordPress, WooCommerce, Shopify and Magento.
Explore all integrations
Online payments built to improve margins and conversion
Reduce checkout friction
Give customers fast, familiar options that help reduce abandoned baskets and increase completed payments.
Protect your margins
Pay by Bank can significantly reduce checkout payment fees compared to cards, with transparent pricing across your full payment mix.
Get paid faster
Improve cash flow with faster
settlement and instant confirmation,
so you always know when funds
have landed.
Operate with confidence
Clear transaction data and
consolidated reporting make it
easier to reconcile and manage
payments at scale.
Trusted by growing merchants nationwide
ISO-27001 and SOC2 Secure
Security backed by UK banks
Authorised by the FCA
A trusted partner
for businesses in the UK
See how much you could save with Atoa
- Up to 50% lower payment fees
- Faster access to funds
- One platform for modern payments
ISO-27001 and SOC2 Secure
Security backed by UK banks
Authorised by the FCA
Schedule a quick chat with our team!
Select your preferred time, and our team will give you a short demonstration of how Atoa can work for your business. Book a call
Book a callAtoa integrates with platforms like Shopify, WooCommerce, Magento, and WordPress using simple plugins, so you can get started without needing a developer.
If you’re running a custom checkout, we also provide flexible APIs and SDKs that can fit into your existing setup.
Yes. Atoa’s checkout payment gateway supports all major credit and debit cards, including Visa, Mastercard, American Express, Apple Pay, and Google Pay, alongside Pay by Bank.
This gives your customers the flexibility to pay the way they prefer, all within the same checkout.
Yes. Atoa lets you offer both Pay by Bank and card payments within the same online checkout.
Customers can choose what works best for them, while you benefit from lower fees when they pay using Pay by Bank.
Every checkout payment is confirmed in real time, so you know straight away when a transaction has been completed.
Pay by Bank payments typically arrive within seconds. Card payments follow standard settlement timelines depending on your setup. You can track every payment in your Atoa dashboard.
Security is built into every part of the checkout payment experience.
Pay by Bank payments are authorised directly in the customer’s Bank app using Strong Customer Authentication. Card payments are PCI DSS compliant and protected with industry-standard encryption.
Atoa is also FCA-authorised and ISO 27001 certified, so your customers’ data is handled securely across every transaction.
