The 5-star payments
your practice needs
We protect your clinic’s cash flow
Atoa can help clinics and health service providers halve their payment processing fees. Plus, we give you protection from missed appointments and chargebacks.
Deposits in seconds
Send customers a payment link to collect deposits or instalments without sharing bank details.
Learn More
Desktop payments
Finance and admin teams can use the dashboard to send and manage bulk payments and deposit requests.
Learn More
Get paid faster
Accept faster payments anywhere in your clinic or surgery to boost cash flow.
Learn More
Be a 5-star business
Link your Google Business Profile to collect reviews and improve your rating with each payment.
Learn More
Deposits in seconds
Send customers a payment link to collect deposits or instalments without sharing bank details.
Learn More
Desktop payments
Finance and admin teams can use the dashboard to send and manage bulk payments and deposit requests.
Learn More
Get paid faster
Accept faster payments anywhere in your clinic or surgery to boost cash flow.
Learn More
Be a 5-star business
Link your Google Business Profile to collect reviews and improve your rating with each payment.
Learn More
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Get paid instantly, better cash flow
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Lower fees (starting at 0.6% + VAT)
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Reduce lost funds from no-shows with deposits
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Collect Google Reviews
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Full visibility and real-time payment notifications for your team
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Instant payment confirmation
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No need for bank or card details
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Increase conversion with SMS links
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Add staff with custom access levels
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Collect Google Reviews
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Join thousands of businesses growing with Atoa
- Registration takes 5 minutes
- Get 14 days of free payments
- No sneaky contracts or hidden fees
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Efficiency boosting features like tips,
Google Reviews, and much more
Syncs with your POS, DMS or accountancy software
Add our payment API or SDK to your website or app
Atoa allows customers to pay automotive retailers using their UK bank app. Our name is short for “account-to-account payments”.
Atoa uses the UK Government’s Open Banking network, which lets customers make an instant ‘bank transfer’ to businesses without entering their bank details. Atoa helps local auto businesses save on card fees and get paid faster. We sidestep card networks like Visa and Mastercard, which lowers business owners’ costs and improves cash flow.
Customers enjoy a safe and secure payment experience with Atoa. All they need is a UK bank app on their phone to pay your dealership or garage instantly without signing up or downloading any new apps.
Read our beginner’s guide to open banking to find out more.
When customers are ready to pay, they scan a QR code stand or receipt in-store, which starts an account-to-account (A2A) payment in their smartphone browser. The customer enters the amount they wish to pay and selects their bank. They are then automatically redirected to their bank app to securely confirm the payment using their face ID or fingerprint scan. Once the payment is approved, funds are released to the business instantly.
Protect yourself from missed appointments with deposits. Our payment links can be shared with customers over SMS, WhatsApp, social media or email. When the customer clicks on the link, they’ll see the amount due and an optional reference or note from the business. The customer selects their bank from the list provided and securely approves the payment in their bank app using their face ID or fingerprint scan.
Atoa helps your clinic grow by making payments easier, faster, and more affordable.
- Lower payment fees – Atoa offers unbeatable pricing for clinics with pricing starting at 0.6% + VAT per transaction, which can be reduced for higher volumes. No hidden costs, just more money in your pocket. Anyone with a UK bank app can pay using Atoa. Customers don’t need to download any new apps.
- Instant cash flow – Forget waiting days for card payments. With Atoa, money arrives in your bank account within seconds of the customer paying.
- Easy deposits – Atoa allows you to collect deposits by sending payment links using SMS or email. Track everything in our app and dashboard.
- Boosts Google Reviews – We help you gather more 4 and 5-star Google reviews, attracting new clients to your clinic.
- Better customer experience – Provide a professional, secure, and branded payment experience by adding your clinic’s name and logo to each payment request.
Atoa improves your payments, speeds up cash flow, and helps your online presence grow.
Atoa is safer than card payments. Unlike cards that can be lost or stolen, Atoa transactions are made from the customer’s bank app. Every payment is approved by the consumer’s bank and confirmed using a face ID or a fingerprint scan, removing the chances of chargeback fraud.
Atoa skips Visa and Mastercard’s card rails and instead taps directly into the UK government’s secure Faster Payments and Open Banking networks. The UK Financial Conduct Authority monitors every transaction, and banks handle all funds directly, meaning Atoa never touches your money. We’re rated “Excellent” on Trustpilot and trusted by thousands of UK businesses.
Atoa is trusted by hundreds of private and NHS clinics nationwide, with new clinics joining us daily. Designed for clinics and healthcare providers; our simple clinic payments solution offers faster and safer transactions that boost your business’s bottom line.
And don’t just take our word for it! We’re so happy to be rated “Excellent” on Trustpilot. It shows we’re doing something right, making clinic payments easy and stress-free for healthcare providers and their patients.
You can sign up by clicking the “Start 14-day free trial” button on the top of our website. You can also download our mobile app by searching for “Atoa Business” in the App Store or Play Store.
Registration takes about five minutes and is quick and easy. When you sign up, we offer 14 days of free transactions to get you started.