Use Atoa on your desktop
How payment
links work
Accept payments your way
Our instant payment solution allows customers to pay you in-store or remotely from their bank app. It’s easier than cash and cheaper than cards.
Get paid in-store…
Display QR code stands in-store for customers to scan and pay from their bank app. No hardware fees, no hassle.
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…or on the go
Accept payments anywhere by showing customers a QR code on your phone screen. Ideal for tradespeople, showrooms or events.
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Easy SMS payments
Share secure payment links with your customers to pay instantly from their bank app. Perfect for collecting deposits and invoice payments.
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Pay at the table
Integrate Atoa with your hospitality POS so guests scan a QR receipt to pay. Helps reduce waiting times to get more covers (and tips!)
Learn More
Get paid in-store…
Display QR code stands in-store for customers to scan and pay from their bank app. No hardware fees, no hassle.
Learn More
…or on the go
Accept payments anywhere by showing customers a QR code on your phone screen. Ideal for tradespeople, showrooms or events.
Learn More
Easy SMS payments
Share secure payment links with your customers to pay instantly from their bank app. Perfect for collecting deposits and invoice payments.
Learn More
Pay at the table
Integrate Atoa with your hospitality POS so guests scan a QR receipt to pay. Helps reduce waiting times to get more covers (and tips!)
Learn MoreAdd and edit bank accounts
Build a top-rated business
Track and manage payments
Add and edit bank accounts
Build a top-rated business
Track and manage payments
“Atoa is a game changer for low fees, instant payouts, and amazing customer service!”
Dora, Holimed Beauty, Surrey
“Atoa is far easier for deposits. Customers don’t need to log in to their bank account or transfer money to companies they don’t know.”
Remo, SCC, Leeds
“Money lands in our account instantly and processing fees went down straight away.”
Luka, Goldsmith, London
“If you’re starting a business and wondering how to accept payments, try Atoa. I downloaded the app and got set up in about two minutes.”
Damian, Carter Creative, Manchester
“Since moving to Atoa, we have saved about £6,000 a month in transaction fees. 96% of our payments are now taken via Atoa.”
Jason Drury, Ponko, Cambridge
“Atoa is a game changer for low fees, instant payouts, and amazing customer service!”
Dora, Holimed Beauty, Surrey
“Atoa is far easier for deposits. Customers don’t need to log in to their bank account or transfer money to companies they don’t know.”
Remo, SCC, Leeds
“Money lands in our account instantly and processing fees went down straight away.”
Luka, Goldsmith, London
“Since moving to Atoa, we have saved about £6,000 a month in transaction fees. 96% of our payments are now taken via Atoa.”
Jason Drury, Ponko, Cambridge
“If you’re starting a business and wondering how to accept payments, try Atoa. I downloaded the app and got set up in about two minutes.”
Damian, Carter Creative, Manchester
Join thousands of businesses growing with Atoa
- Registration takes 5 minutes
- Get 14 days of free payments
- No sneaky contracts or hidden fees
- Efficiency boosting features like tips, Google Reviews, and much more
Frequently asked questions
Email us at hello@paywithatoa.co.uk to get in touch
The Atoa dashboard lets you manage payments on your desktop computer or laptop.
Multiple users, multiple access levels. Our plans let you choose what features your staff get access to. Check out our pricing page to find the perfect fit for your business.
Yes, Atoa connects with popular accounting software like Xero and QuickBooks, which lets you accept payments directly from your customers on invoices and sync payments for easier bookkeeping.
Yes, our dedicated support team is available to assist you with any questions or issues. Start a live chat on the website or email us at hello@paywithatoa.co.uk.