Turn your phone into a POS
Boost cash flow your way
Our instant payment solution allows customers to pay you in-store or remotely from their bank app. It’s easier than cash and cheaper than cards.
Manage payments on desktop
Use the Atoa Dashboard to send and track payment links. Ideal for busy office teams and call centres.
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Get paid in-store…
Display QR code stands in-store for customers to scan and pay from their bank app. No hardware fees, no hassle.
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Easy SMS payments
Share secure payment links with your customers to pay instantly from their bank app. Perfect for collecting deposits and invoice payments.
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Pay at the table
Connect Atoa with your hospitality POS so guests scan a QR receipt to pay. Helps reduce waiting times to get more covers (and tips!)
Learn More
Be a 5-star business
Link your Google Business Profile to collect reviews and improve your rating with each payment.
Learn More
Manage payments on desktop
Use the Atoa Dashboard to send and track payment links. Ideal for busy office teams and call centres.
Learn More
Get paid in-store…
Display QR code stands in-store for customers to scan and pay from their bank app. No hardware fees, no hassle.
Learn More
Easy SMS payments
Share secure payment links with your customers to pay instantly from their bank app. Perfect for collecting deposits and invoice payments.
Learn More
Pay at the table
Connect Atoa with your hospitality POS so guests scan a QR receipt to pay. Helps reduce waiting times to get more covers (and tips!)
Learn More
Be a 5-star business
Link your Google Business Profile to collect reviews and improve your rating with each payment.
Learn MoreGet paid on the spot
Collect payments on the go
Keep more of your money
Get paid on the spot
Collect payments on the go
Keep more of your money
“Atoa is a game changer for low fees, instant payouts, and amazing customer service!”
Dora, Holimed Beauty, Surrey
“Atoa is far easier for deposits. Customers don’t need to log in to their bank account or transfer money to companies they don’t know.”
Remo, SCC, Leeds
“Money lands in our account instantly and processing fees went down straight away.”
Luka, Goldsmith, London
“If you’re starting a business and wondering how to accept payments, try Atoa. I downloaded the app and got set up in about two minutes.”
Damian, Carter Creative, Manchester
“Since moving to Atoa, we have saved about £6,000 a month in transaction fees. 96% of our payments are now taken via Atoa.”
Jason Drury, Ponko, Cambridge
“Atoa is a game changer for low fees, instant payouts, and amazing customer service!”
Dora, Holimed Beauty, Surrey
“Atoa is far easier for deposits. Customers don’t need to log in to their bank account or transfer money to companies they don’t know.”
Remo, SCC, Leeds
“Money lands in our account instantly and processing fees went down straight away.”
Luka, Goldsmith, London
“Since moving to Atoa, we have saved about £6,000 a month in transaction fees. 96% of our payments are now taken via Atoa.”
Jason Drury, Ponko, Cambridge
“If you’re starting a business and wondering how to accept payments, try Atoa. I downloaded the app and got set up in about two minutes.”
Damian, Carter Creative, Manchester
Join thousands of businesses growing with Atoa
- Registration takes 5 minutes
- Get 7 days of free payments
- No sneaky contracts or hidden fees
- Efficiency boosting features like tips, Google Reviews, and much more
Frequently asked questions
Email us at hello@paywithatoa.co.uk to get in touch
QR code payments offer a quick and easy way for customers to pay your business using their smartphone. Display your QR code on your phone screen or dashboard so customers can scan it to complete the transaction in their bank app.
Yes, there is a transaction fee + VAT for each successful QR code payment you receive. Check our pricing page for more information.
Atoa QR codes are safe as customers pay straight from their UK bank app, with bank-level security checks like fingerprint and face scans. This means less chance of fraud or chargebacks.
No hardware is needed – you can use your phone or tablet. We’ll send you a free welcome pack with a QR code stand when you sign up for an Atoa account.
Atoa QR code payments need an internet connection to process transactions, but you can use them on the move if your phone has a data signal.