Easy in-store payments with
QR stands
“Atoa is a game changer for low fees, instant payouts, and amazing customer service!”
Dora, Holimed Beauty, Surrey
“Atoa is far easier for deposits. Customers don’t need to log in to their bank account or transfer money to companies they don’t know.”
Remo, SCC, Leeds
“Money lands in our account instantly and processing fees went down straight away.”
Luka, Goldsmith, London
“If you’re starting a business and wondering how to accept payments, try Atoa. I downloaded the app and got set up in about two minutes.”
Damian, Carter Creative, Manchester
“Since moving to Atoa, we have saved about £6,000 a month in transaction fees. 96% of our payments are now taken via Atoa.”
Jason Drury, Ponko, Cambridge
“Atoa is a game changer for low fees, instant payouts, and amazing customer service!”
Dora, Holimed Beauty, Surrey
“Atoa is far easier for deposits. Customers don’t need to log in to their bank account or transfer money to companies they don’t know.”
Remo, SCC, Leeds
“Money lands in our account instantly and processing fees went down straight away.”
Luka, Goldsmith, London
“Since moving to Atoa, we have saved about £6,000 a month in transaction fees. 96% of our payments are now taken via Atoa.”
Jason Drury, Ponko, Cambridge
“If you’re starting a business and wondering how to accept payments, try Atoa. I downloaded the app and got set up in about two minutes.”
Damian, Carter Creative, Manchester
Accept payments your way
Our instant payment solution allows customers to pay you in-store or remotely from their bank app. It’s easier than cash and cheaper than cards.
…or on the go
Accept payments anywhere by showing customers a QR code on your phone screen. Ideal for tradespeople, showrooms or events.
Learn More
Manage payments on desktop
Use the Atoa Dashboard to send and track payment links. Ideal for busy office teams and call centers.
Learn More
Pay at the table
Connect Atoa with your hospitality POS so guests scan a QR receipt to pay. Helps reduce waiting times to get more covers (and tips!)
Learn More
…or on the go
Accept payments anywhere by showing customers a QR code on your phone screen. Ideal for tradespeople, showrooms or events.
Learn More
Manage payments on desktop
Use the Atoa Dashboard to send and track payment links. Ideal for busy office teams and call centers.
Learn More
Pay at the table
Connect Atoa with your hospitality POS so guests scan a QR receipt to pay. Helps reduce waiting times to get more covers (and tips!)
Learn More|
Get paid instantly, better cash flow
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Lower fees (starting at 0.7% + VAT)
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Reduce lost funds from no-shows with deposits
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Collect Google Reviews
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Full visibility and real-time payment notifications for your team
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Instant payment confirmation
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No need for bank or card details
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Increase conversion with SMS links
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Add staff with custom access levels
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Collect Google Reviews
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Join thousands of businesses growing with Atoa
- Registration takes 5 minutes
- Get 7 days of free payments
- No sneaky contracts or hidden fees
- Efficiency boosting features like tips, Google Reviews, and much more
Frequently asked questions
Email us at hello@paywithatoa.co.uk to get in touch
Payments are processed from your customer’s bank account to the business instantly, and you’ll receive a notification when the transaction is complete.
Watch this video to see how a QR code payment happens.
There’s no limit to the amount you can receive per transaction once you have verified your account.
We charge a small fee per transaction. Please refer to our pricing page for details. But you’ll enjoy up to 60% savings compared to traditional payment methods.
Customers only need their smartphone with a camera and bank app downloaded to complete the payment. We have a consumer app called Atoa Pay, which makes QR payments faster but isn’t essential.