5 Reasons UK Businesses Love Getting Paid with Atoa

Running a business is enough of a juggling act. Payments shouldn’t be the part that makes you drop the ball. That’s why Atoa isn’t just another payment option, it’s a toolbox built to make business life easier, faster, and yes, a lot more fun. While we’re best known for Pay by Bank (and the ability to accept card payments too), it’s everything around it that helps UK businesses take payments from “sorted” to “superpowered.”

Here are five Atoa features businesses love because they shave hours off admin, speed up cash flow, and actually help you grow.

1. Bank feed: All your money, finally in one place

Banking apps. Card portals. Spreadsheets. Payment links. When payments land everywhere, staying on top of cash flow starts to feel like detective work.

Atoa’s Bank feed solves that. Connect your business bank accounts and view all transactions, Atoa or otherwise, in a single dashboard with real-time clarity.

The results:

• No more hunting across apps for that one payment
  
  
• Cash flow visibility at any moment
  
  
• Reconciliation that feels satisfying instead of soul-draining

With 88% of UK adults using remote banking, the old manual process simply doesn’t scale anymore. Atoa Bank feed brings order back to your finances and your evenings.

2. Partial payments: More yeses, fewer awkward money chats

Some purchases are big.
Sometimes budgets are tight.
And sometimes the customer just isn’t ready to pay the whole amount right now.

Partial Payments let them pay what they can today and clear the rest later, using one single link.

Forget chasing balances or sending multiple payment requests. Everything tracks itself. You see how much is paid, what’s pending, and can also send reminders with one tap.

Perfect for: Car servicing, legal retainers, large treatment deposits, renovation work, equipment rentals, and also any situation where flexibility helps you close the deal.

You get the commitment now and the remaining funds flow in cleanly.

3. Payment Pages: Group payments without group headaches

If multiple people need to pay for the same thing, things get messy fast:

“Did Rose pay for the workshop?”
“Where did Jack’s deposit go?”
“Who sent £50 without a name?!”

Atoa Payment Pages let you create one reusable link or QR. Customers enter their info, pay, and Atoa then tracks everything neatly in one dashboard.

Ideal for:

• Events, classes, tickets
  
  
• University fees or registrations
  
  
• School trips and club memberships
  
  
• Workshops, programmes, or bookings

No more spreadsheets. No mystery payments. Just clarity. And real-time updates mean you always know what’s sold out… before someone calls asking for a seat.

4. Google reviews: Turn happy customers into your best marketers

Great service?
Great results?
Great experience?
Let’s make sure the internet knows.

After customers pay with Atoa, they’re then invited to leave a Google review. Anything above three stars is published automatically. If you get three stars or below, we keep it private so you can resolve it calmly. This matters because Google is where most people choose who to buy from. £23 billion of UK consumer spending is influenced by online reviews, annually. Trust becomes revenue with zero extra marketing budget. So whenever you deliver a brilliant experience, Atoa helps you show it off.

5. Xero, QuickBooks & Sage: Seamless accounting integrations without a hiccup

If you run your business on either Xero, QuickBooks or Sage, Atoa fits right in.

Your customers can:

• Pay invoices instantly from their bank app
  
  
• Pay by card if they prefer
  
  
• See smooth checkouts with fewer clicks

Your finance team gets:

• Instant settlement
  
  
• Straightforward reconciliation
  
  
• Less “Where did that payment land?”

It’s the simplest way to keep books clean and cash moving, without touching card scheme fees for every transaction.

Atoa: Designed for modern UK payment workflows

Atoa is designed for the flow of real business. Faster settlement keeps cash moving. Bank-authenticated payments reduce disputes. And so, smart tools like Bank Feed, Payment Pages, Partial Payments and integrated reviews help teams stay organised without adding extra systems or admin.

With payment behaviour shifting in the UK, these features give businesses more control and more time back. For companies on Xero, QuickBooks or Sage, connecting Atoa can feel like upgrading both payments and bookkeeping in one go.If you’d like to explore how these features could support your operations, our team is always happy to help.