Our business is all about helping yours grow

What is Atoa?

Atoa (pronounced “ah-toe-ah”) already helping 1000s of businesses across the UK receive fairer payments in just a few taps. No more long lines to pay or chasing bank transfers…just straight-up instant bank payments.

We’re using open banking (a secure and efficient way to move money between accounts) to create a low-fee, fast, and secure alternative to traditional payment methods.

Atoa, short for “account-to-account” (A2A) payments, means your money moves directly from the customer’s bank account to your business’s, skipping card networks and extra costs.

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Independent businesses are the backbone of our high streets and communities

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Let Atoa Business into your life

Let Atoa Business into your life

It’s the quickest way for any UK-based sole trader or small business to start accepting payments. Download the app and register in under two minutes to start getting paid!
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Fancy a quick chat?

Got any questions about joining Atoa? Enter your phone number below and our UK-based care team will give you a bell.

*Providing your phone number gives us permission to call you for sales purposes.