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Private dentistry is under pressure. Practice revenue in the UK has grown to around £8.3 billion but rising costs, from energy to lab work and staff, are eroding margins. Many owners feel they should raise prices but worry about patient pushback. The good news: there are levers you can pull to improve profit margins without touching your fee schedule. Instead of passing all those costs onto patients, there’s a smarter alternative: optimise how you collect, reconcile and process payments. Here’s how.
Start with the “hidden” cost: payment fees for dental clinics
Card processing fees can quietly chip away at profitability — many businesses pay between 1.5% and 3% per transaction for cards. Open banking or account-to-account (A2A) payments allow you to avoid much of that cost. Some providers indicate savings of up to 50% compared with card payments. For high-value treatments like dental implants, orthodontics, cosmetic cases, the fee savings add up quickly and restore margin without raising prices.
Fix cash flow on deposits and staged plans
Many clinics rely on multi-stage treatment plans and upfront deposits. Missed bookings or late payments can rapidly erode margin and staff time is wasted chasing payments. By using flexible payment methods such as instant bank payment links, QR codes or partial payment options, you can reduce friction for the patient. Ensure payment upfront and cut down on admin. Better cash flow and fewer unpaid work slots mean more effective chair time and improved profitability.
Reduce admin load with better payment and data flows
Non-clinical costs are rising: staff wage shares, utilities and general costs now take up more of every £ generated. Automation and better workflows help here. Using digital tools for payment collection, reminders, follow-ups and reconciliation frees your team to focus on clinical delivery, not administrative backlog. For example, clinics using automated payment tools save hundreds of operational hours a year, which converts straight into better margins.
Protect and grow profit through patient experience
More individuals are opting for private dentistry. In fact, over 40% of patients using private dental services only started doing so in the last three years. This means more people are choosing private care and their first impressions matter.
A smooth, easy payment experience helps your clinic stand out. When patients can pay quickly, book appointments easily and get clear communication around treatments, they’re more likely to return and recommend you to others. Better retention and more referrals strengthen your margins, all without raising your prices.
Conclusion: Profit growth without price hikes
You don’t need to raise treatment fees to improve profitability. By lowering payment costs, improving cash flow, reducing admin work and making payments easier for patients, private dental clinics can strengthen margins without affecting affordability. Small changes to how you collect and manage payments today can build a more sustainable and profitable practice for the future.