Navdeep Yadav, Senior Product Manager
Navdeep Yadav is Senior Product Manager at Atoa, a UK payments platform operated by FCA-authorised Atoa Payments Limited. He is Senior Product Manager and built the open banking payments stack behind Pay by Bank alongside the engineering, design and sales teams.
He works with the engineering team to ship. That covers how a QR code at a counter becomes a settled bank payment, how payment links and invoices confirm in seconds, and how Atoa connects to the EPOS, ecommerce and accounting software that merchants already run.
Areas of expertise
- Payments product management and open banking (Pay by Bank, account-to-account payments)
- QR code, payment link and invoice payment flows
- Payment integrations with EPOS, ecommerce and accounting platforms
- Product discovery, roadmapping and metrics (leading vs lagging indicators, Jobs To Be Done, Kano)
- Zero-to-one product building in fintech and SaaS
- AI-assisted product development and workflow automation
Selected work and credentials
- Senior Product Manager, Atoa (2026 to present); Product Manager, Atoa (2023 to 2026), first product hire, built the open banking stack
- Co-founder, Float (2022 to 2023)
- Product Manager, Gumlet, Sequoia Surge 05 (2021 to 2022)
- Product Manager, Digi-Prex (YC S19) and Mars by GHC, Good Health Company (2019 to 2021)
- MBA, Marketing, IBS Hyderabad (2018 to 2020); Bachelor’s degree, Delhi University (2014 to 2017)
- Udemy instructor since 2020, 700,000+ enrolments; speaker, NextLeap masterclass “Introduction to Claude Code” (June 2026)
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