Can’t pay fairer than that™
Scan this code to download
the Atoa Pay app
the Atoa Pay app
Pay friends back with Atoa
Atoa isn’t just for goods and services, you can also send and receive money to friends without hassle.
Download the app and put an end to awkward “who had what?” conversations. Split the bill in a few taps, start group expenses, pay people back and request what you’re owed.
If you’re the one always chasing, let Atoa lighten the load with guilt-free payment reminders.
It’s fast, fair and secure. Your bank to their bank.
Pay businesses
with Atoa
When you see the ‘Atoa accepted here’ sign, just scan the QR code or tap the sign.
Choose your bank app to pay quickly and safely from your bank to theirs.
It’s the feel good way to pay
Frequently asked questions
Email us at hello@paywithatoa.co.uk to get in touch
Atoa is a simple way for anyone in the UK to pay in stores using their own bank app. It’s like making an instant bank transfer, but without the hassle of entering sensitive card details.
- Atoa uses the secure Open Banking network, backed by the UK Government. This lets you send money directly to businesses from your bank app.
- Customers pay from their UK bank app, so there’s no need for you to process cash, cards or bank transfers.
- Payments are fast (usually within seconds) and up to 50% cheaper than card payments.