The UK dental industry is evolving fast. Private dental practices are seeing a surge in demand as NHS access continues to fall short. With more patients turning to private clinics for essential and cosmetic treatments, it’s no surprise that revenue is projected to reach £8.3 billion by 2025–26, and £9.3 billion by 2030–31. But as more patients walk through the doors, practices need smarter, faster ways to handle payments, especially for larger treatments or instalment-based plans. That’s where Pay by Bank fits in.

Here are 5 reasons why Pay by Bank is a smart move for dental practices in 2025–26:

1. Handle down payments and instalments with ease

Many dental practices take an upfront deposit to confirm treatment bookings, with the rest paid in stages as the work progresses. Pay by Bank supports this kind of flexibility without having to generate separate invoices. Whether it’s a £200 down payment for Invisalign or phased payments for composite bonding, patients can pay instantly and securely from their bank app.

Some providers, like Atoa, even support partial payments, letting patients pay what they can now and return to the same link later to settle the balance—perfect for larger, multi-stage treatments.

2. Lower fees on high-value treatments

Private dental treatments aren’t cheap—orthodontics, implants, crowns, and cosmetic procedures often run into hundreds or thousands of pounds. Traditional card payments can chip away at your revenue with high transaction fees. Pay by Bank can cut those costs significantly, especially helpful when dealing with high-value transactions.

3. No more chargebacks, less risk

Unlike card payments, Pay by Bank transactions are authorised directly by the patient’s bank, which means no chargebacks. For treatments where patients pay in advance or in stages, this added protection gives your practice more certainty and less financial risk.

4. Faster payouts, better cash flow

Dental clinics often run on tight appointment schedules and cash flow matters. With Pay by Bank, funds typically arrive within minutes rather than days. That means you can book lab work, order supplies, or pay staff without waiting for card settlement cycles.

5. Improved patient experience at checkout

Let’s face it, nobody likes awkward payment moments after dental work. But Pay by Bank lets you send a simple link through SMS, email, or other social media options. It’s fast, mobile-friendly, and fits neatly into your front-desk flow or post-treatment messaging.

Dentistry is changing. So should your payments.

As demand for private dentistry grows and patients expect more flexible options, practices that modernise their payment setup will stay ahead. From down payments to cosmetic treatments and everything in between, Pay by Bank makes payments easier, faster, and safer for everyone.