We’re excited to share that Atoa is now available on the Shopify App Store as an official payment partner. If you run an online store in the UK, you can now offer customers the option to pay directly from their bank account using Atoa’s Pay by Bank feature.

What does this mean for merchants?

With Atoa, payments happen bank-to-bank—without relying on card networks. That can mean lower payment fees for merchants, faster access to funds, and an overall smoother experience for both sides of the transaction.

Shopify store owners can now add Atoa as a payment method in their checkout and give customers a secure, familiar way to pay using their UK banking app.

Why merchants are choosing Pay by Bank

• Lower transaction costs: Atoa helps reduce payment fees by up to 50% compared to card rates on Shopify.
  
  
• Faster payouts: Receive funds into your business account sooner, improving cash flow.
  
  
• No chargeback fraud: Payments are authorised directly by the customer’s bank, helping to protect against fraud and disputes.
  
  
• Simpler refunds: Refunds can be processed faster, giving customers added confidence.

Easy to integrate, easy to use

Atoa is an approved Shopify payment method. Integration is straightforward and doesn’t require custom development. Once set up, your customers will see the Pay by Bank option during checkout—no apps to download or accounts to sign up for.

Cost and eligibility

As with most online payments, there may be a small platform fee. However, Atoa can help reduce your overall Shopify payment costs by up to 50% compared to standard card fees. This works out great for higher-value orders.

See it in action

Watch this short video to experience the payment journey from your customer’s side.

Ready to get started?

[Click here] to learn how to connect Atoa with your Shopify store.

Our step-by-step guide will walk you through the setup process, from enabling Atoa to accepting your first Pay by Bank payment.