Atoa for Shopify
Instant payments
for Shopify
checkouts
Add Pay by Bank to your Shopify store and let customers pay instantly with their UK bank app. Cut payment fees by up to 50%.

How this feature works



to Shopify
to Shopify
Atoa supports all major UK banks
Pay instantly from your personal or business bank app
Customers tap to pay instantly
At checkout, customers simply tap the “Atoa – Pay by Bank” button to pay directly from their bank app. It’s a smooth, card-free experience that builds trust and makes checkout faster. Funds are then paid out the next day to your account, improving your cash flow.

How our Shopify integration helps your checkout
Boost checkout choice

Get next day payouts

Syncs with Shopify

Boost checkout choice

Get next day payouts

Syncs with Shopify

Why business owners trust Atoa





“Atoa is a game changer for low fees, instant payouts, and amazing customer service!”
Dora, Holimed Beauty, Surrey





“Atoa is far easier for deposits. Customers don’t need to log in to their bank account or transfer money to companies they don’t know.”
Remo, SCC, Leeds





“Money lands in our account instantly and processing fees went down straight away.”
Luka, Goldsmith, London





“If you’re starting a business and wondering how to accept payments, try Atoa. I downloaded the app and got set up in about two minutes.”
Damian, Carter Creative, Manchester





“Since moving to Atoa, we have saved about £6,000 a month in transaction fees. 96% of our payments are now taken via Atoa.”
Jason Drury, Ponko, Cambridge





“Atoa is a game changer for low fees, instant payouts, and amazing customer service!”
Dora, Holimed Beauty, Surrey





“Atoa is far easier for deposits. Customers don’t need to log in to their bank account or transfer money to companies they don’t know.”
Remo, SCC, Leeds





“Money lands in our account instantly and processing fees went down straight away.”
Luka, Goldsmith, London





“Since moving to Atoa, we have saved about £6,000 a month in transaction fees. 96% of our payments are now taken via Atoa.”
Jason Drury, Ponko, Cambridge





“If you’re starting a business and wondering how to accept payments, try Atoa. I downloaded the app and got set up in about two minutes.”
Damian, Carter Creative, Manchester
Join thousands of businesses growing with Atoa


Frequently asked questions
Email us at hello@paywithatoa.co.uk to get in touch
Atoa integrates directly into your Shopify checkout as a Pay by Bank option via the Shopify App Store. Customers can pay securely through their UK banking app, and payments flow into your existing Shopify orders dashboard, just like you’re used to.
Merchants typically save up to 50% compared to card processing fees. Savings depend on your current setup, but every Atoa transaction costs significantly less than card-based payments. Contact our sales team to learn more about pricing for your store.
With Atoa in your Shopify checkout, payouts are much faster than cards. Funds are typically received within 48 hours, helping improve your cash flow compared to traditional card settlements.
Yes. Atoa is FCA-authorised and uses bank-grade security for payments. Customers pay through their own trusted banking app—no card numbers or sensitive details are shared—making it one of the safest ways to pay online. We’re rated ‘Excellent’ on TrustPilot and trusted by 4000+ businesses in the UK.
It only takes a few minutes. Simply install the Atoa Pay by Bank app from the Shopify App Store and activate Atoa as a payment option in your checkout settings. No complex setup or coding required.